Samsung's mobile payment services Samsung Pay Korea recently began on a test. As Samsung's first attempt in the field, outside Samsung Pay for performance is naturally very concerned. It can become Apple Pay evenly matched competitors? Samsung still a lot of special services, like light die? Technology website ZDNet recently in South Korea for this service has been experience.
Ease of use
And competitors Apple Pay and Android Pay as, Samsung Pay also the ease of use as a propaganda point. From this experience, the ease of use Samsung Pay indeed commendable.
Add Samsung Pay bank cards in a very simple, after running the application, it will ask you to register the card. Then you just use the camera to scan a bank card, the card number can be quickly identified. Samsung Pay can store up to 10 credit cards, you can also set the default card used in the application of them. Applications can not display all the stored bank card on the same page, you can only slide around way to select that one needs to operate. If the memory bank cards more, then it might be a hassle.
In addition to running outside of the application, you can quickly use the preset bank card from the bottom of the screen by sliding upwards. When the card image appears on your screen, you will be able to use a password or fingerprint authentication. After authentication is completed, the mobile phone payment terminals near the store can complete the payment. Then, you will receive a digital receipt.
Use Samsung Pay payment of the entire process takes about 5-8 seconds, depending on the fingerprint sensor reading speed. Compared to previous generation models, the new generation Galaxy S6 fingerprint scanning speed has been very fast, and users in the use should not encounter any problems.
MST met NFC
Combined magnetic secure transport (MST) and NFC technology is perhaps the most powerful selling point Samsung Pay. MST technology from Samsung earlier this year acquired LoopPay, which lets Samsung Pay any magnetic stripe is read by a scanning device.
In the experience of them, the author of several shops in Seoul Gangnam - including beans, restaurants and convenience stores - for Samsung Pay tested. Even store payment terminals used does not support NFC, as long as the pay phone near the POS when Brush magnetic stripe card position can easily complete the payment. According to a staff briefing, Samsung Pay can work anywhere in Korea.
Taking into account the NFC technology in a number of countries which have not yet universal, MST Samsung Pay therefore to bring a greater advantage. In its help, Samsung Pay without any special device can be used normally, it also eliminates the hassle of businesses to upgrade the payment system.
Confrontation with traditional payment methods
And other mobile payment technology, Samsung Pay the greatest challenge currently facing is that it can shake the traditional payment habits of consumers, that is, wallets and physical cards.
In fact, these are not convenient mobile payment technology is the biggest advantage. At the time of payment, wallet and bank cards may just three seconds, and the use Samsung Pay is about six seconds. That they are the most attractive places in the where?
Currently, Samsung, Apple and Google regard security as an important advantage is its own payment services. Their services are used to pay token-based security systems, and payment mechanisms online storage. However, and wallet, the mobile phone will be lost. If the card is lost, we just call the bank to freeze just fine.
But having said that, from the outset, the smart phone is positioned over one-in-one device, it's privacy even beyond the wallet. Wallet, cash and bank cards is important, but the way we interact and smart phones are completely different. In the phone calls, send text messages, listen to music and watch videos while ordinary people may be naturally concerned will accept the smartphone into a payment device.
Also a mobile payment service is still in the development stage, in the future, we may see the existing online payment technologies into a single platform, but the advent of more convenient payment services. But for now, we need to wait for Samsung Pay officially released in August this year, and to observe its performance in the coming year.
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